Artificial Intelligence for Optimizing Your Savings & Debt

ourLibra saves the typical American household $25,951 over 20 years.

Let AI help you make smart decisions

ourLibra is coded to be unbiased and transparent.

Works with over 3,000 banks, thrifts, and credit unions

Bank of America
Chase
Citibank
Capital One
Wells Fargo
Safe & Secure Transmission
We use 128-bit encryption to protect data transmission.

How ourLibra Works

Link Accounts

You input some basic data and link your accounts.

optimize

OL quickly shows you how to optimize your assets and debt.

improve

OL then updates your financial data regularly and looks for possible improvements.

alert

OL notifies you whenever a better allocation is possible.

Get Advice

You choose to follow the advice or change your preferences for next time.

Get Started

Use the power of AI to start reducing your debt and increasing your savings today.

Features

ourLibra was created to maximize your wealth and optimize how your money is spread across savings, assets, and debt. We call this “Financial Balance.”

Think about the following…

Does your system allow you to build savings?

If you or you loved ones encounter a sudden job loss or medical emergency, you could go into even more debt – wiping out your hard work and going back to square one.

Do you see the big picture?

Some financial advisors suggest you pay your debt by eliminating minor expenses like morning coffee, but what if you could save more by being smart rather than only being cheap?

Is all debt created equal?

ourLibra doesn’t think so. It will show you the debt you can relax about – so you can focus on putting money into your savings and retirement fund.

Try It for Free

Get Smart About Your Money

ourLibra uses financial models developed by wealth management and banking professionals to automatically analyze your finances and help you understand what kinds of adjustments can be made to help you save money or cut down on debt.

We believe that everyone deserves access to quality financial advice; so we’re using the power of AI to give you advice that normally costs thousands of dollars a year or comes with strings attached.

Computer with Graphs

AI-driven Financial Advice

ourLibra analyzes all of your finances – credit cards, checking accounts and investments – in order to give you the most complete and balanced advice possible.

Clear and Transparent

ourLibra is code to provide the best possible advice - period. That means no hidden fees, no profiting off of your information, and no hidden agenda.

Always There For You

Whenever you log in, ourLibra will be ready with up-to-date advice that reflects the value of your accounts and the goals you have set.

Advice on Phone

Linking Accounts is Fast and Secure

Link Accounts

Easy Link allows for automatic transferring of information from over 9,000 financial institutions in the U.S.

Manual Accounts

Other institutions, loans, and investment accounts can be manually added in minutes.

Data Security

Your information is safe. We use bank-level security to protect your sensitive personal information.

Get Started

Use the power of AI to start reducing your debt and increasing your savings today.

Basic Tier

Free
One EasyLink Institution
Unlimited Manual Asset & Debt Accounts
AI-Driven Financial Advice Whenever You Log In

Premium Tier

$ $6.99

per Month

Unlimited EasyLink Institutions
Unlimited Manual Asset & Debt Accounts
AI-Driven Financial Advice Whenever You Log In
Constant Monitoring & Automated Emails When Your Finances Can Be Improved
Support Our Mission to Help Middle Class Americans Properly Manage Their Finances